Your support of the endowment will ensure stable funding during challenging economic times when human service needs are heightened. It will also expand capacity for emergency response programs in times of crisis or natural disaster.
There are two easy ways that you can help:
- An outright gift – Support the endowment fund now through traditional gifts, donated stock, or with a Donor Advised Fund. Qualified Charitable Deductions from an IRA is a tax-savvy way to support your community and meet the IRS’s Required Minimum Distributions (RMD).
- A deferred gift – Include United Way of St. Lucie & Okeechobee in your will/bequest or make United Way of St. Lucie & Okeechobee the beneficiary of a life insurance policy, IRA or retirement plan or consider United Way of St. Lucie & Okeechobee as part of the succession plan of a Donor Advised Fund.
Make United Way of St. Lucie & Okeechobee beneficiary of a life insurance policy
Significantly increase your gift with lower out-of-pocket costs by modifying an existing policy, or we will work with you and your advisor to create a new policy.
Designate United Way of St. Lucie & Okeechobee as the beneficiary of a retirement plan, IRA or 401(k)
A simple and flexible option for those who have sufficient other assets to pass on to their heirs. Naming United Way of St. Lucie & Okeechobee as the beneficiary of some of these assets, especially IRAs, can ensure that your heirs avoid significant taxes.
Each of these endowment building techniques may have significant tax planning opportunities and we will be glad to work with you and your advisor to leave your legacy and design the gift to fit your particular financial situation